Joe is a partner of the firm and a CERTIFIED FINANCIAL PLANNER® professional with deep roots in Western New York. A graduate of SUNY Fredonia with a degree in business, Joe served on active duty in the United States Marine Corps as an F/A-18 Hornet fighter pilot and later in the New York Air National Guard as a KC-135R Stratotanker and C-130 Hercules Aircraft Commander. He flew multiple missions in support of Operation Iraqi Freedom and Operation Enduring Freedom and retired as a Major in the United States Air Force Reserves. Outside of work, Joe enjoys biking, golfing, and boating with his family. He lives in Fredonia with his wife, Jessica, and their two children, Rosemary and Louie.

Joseph Gugino is proud to have been recognized as a President’s Club advisor for 2022—a distinction based on annual production that places him among the top 12 percent of advisors affiliated with Commonwealth Financial Network.
Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes President’s Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. President’s Club advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.